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The Gap Series · Part 4 of 6

What Your Cholesterol Test Didn't Tell You

Elevated LDL is a finding, not a diagnosis. It does not tell you the LDL particle size, whether Lp(a) is adding independent risk, whether insulin resistance is the underlying driver, or whether your thyroid needs addressing first. These are the questions that determine what the finding means and what, if anything, should be done about it.

STEPHEN DUNCAN FDN-P BSC HONS MSC · DETECTIVE HEALTH · JULY 2026

Elevated LDL cholesterol is treated, in much of standard practice, as a problem with a known solution: a statin. The decision pathway is well-established — calculate cardiovascular risk score, if above threshold prescribe statin, retest LDL at follow-up. It is efficient, guideline-driven, and misses several things that matter enormously for the individual patient sitting in front of you.

This is not an argument against statins. For secondary prevention — patients who have already had a cardiovascular event — the evidence for statins is robust and the benefit is clear. For primary prevention in high-risk patients, the picture is more nuanced. What this post addresses is what standard cholesterol testing and risk scoring does not tell you — and why that matters for how the finding is understood and what, if anything, should be done about it.

Standard Cholesterol Assessment
  • Total cholesterol, LDL-C, HDL-C, triglycerides
  • Cardiovascular risk score (QRISK3)
  • Statin prescription if risk threshold met
  • No assessment of LDL particle size or number
  • No Lp(a) measurement
  • No insulin resistance assessment
  • No inflammatory marker context
  • No CoQ10 baseline before prescribing
Functional Cardiometabolic Assessment Adds
  • LDL particle size: small dense (atherogenic) vs large fluffy (relatively protective)
  • Lp(a) — genetic independent cardiovascular risk factor, unaffected by statins
  • Fasting insulin and HOMA-IR — insulin resistance as the driver of dyslipidaemia
  • TG:HDL ratio — metabolic syndrome proxy, more predictive than LDL-C alone
  • ApoB — total atherogenic particle count, more predictive than LDL-C
  • hs-CRP and homocysteine — inflammatory cardiovascular risk independent of lipids
  • CoQ10 status — depleted by statins, essential for cardiac mitochondrial function
  • Thyroid function — hypothyroidism is a common reversible cause of elevated cholesterol

The Cause of Elevated Cholesterol Matters

Elevated LDL cholesterol is not a disease. It is a finding. Like elevated blood pressure or elevated fasting glucose, it is a signal that something in the underlying physiology is worth understanding. The most common cause of elevated cholesterol and triglycerides in the modern population is insulin resistance and metabolic syndrome — not dietary cholesterol, not genetic hypercholesterolaemia, and not a statin deficiency.

When insulin resistance is the driver, the lipid pattern has characteristic features: elevated triglycerides, low HDL, normal or modestly elevated LDL-C but with a shift toward small dense LDL particles, and an elevated TG:HDL ratio. Treating this pattern with a statin lowers LDL-C on paper while leaving the underlying metabolic dysfunction untouched. The result: the number improves, the risk does not necessarily.

Hypothyroidism is another common and entirely reversible cause of elevated cholesterol. Every patient with newly identified elevated cholesterol should have thyroid function assessed — specifically TSH, free T3, and free T4, not just TSH. Treating an elevated cholesterol that is secondary to untreated hypothyroidism with a statin treats the effect while missing the cause.

The CoQ10 Problem

Statins inhibit HMG-CoA reductase — the rate-limiting enzyme in the mevalonate pathway that produces cholesterol. The same pathway also produces CoQ10 (ubiquinol/ubiquinone), the essential electron carrier in mitochondrial oxidative phosphorylation. Statin use depletes endogenous CoQ10 synthesis. The clinical consequences: myopathy (muscle pain and weakness), fatigue, and potentially impaired cardiac mitochondrial function in the very organ statins are prescribed to protect.

The evidence for CoQ10 supplementation in statin users is mixed, but the mechanistic depletion is well-established. For any client on a statin, particularly those experiencing muscle symptoms or fatigue, CoQ10 supplementation (100–200mg ubiquinol daily) is a reasonable clinical consideration. A baseline CoQ10 level before statin initiation and monitoring during therapy is almost never performed in standard practice.

Lp(a) — The Risk Factor Nobody Checks

Lipoprotein(a) — Lp(a) — is a genetically determined independent cardiovascular risk factor. Elevated Lp(a) doubles or triples cardiovascular risk regardless of LDL-C level. Statins do not reduce Lp(a) — they may actually increase it slightly. PCSK9 inhibitors reduce Lp(a) modestly. But Lp(a) level is almost never measured in standard NHS cardiovascular risk assessment.

A patient with normal LDL-C on a statin but elevated Lp(a) remains at significantly elevated cardiovascular risk that the standard monitoring misses. Lp(a) should be measured once in every adult — it is genetically stable throughout life and does not require repeat testing unless treatment specifically targeting it is initiated.

The cholesterol number tells you what your LDL is. It does not tell you what kind of LDL particles you have, whether insulin resistance is driving them, whether Lp(a) is adding independent risk, or whether your thyroid needs attention before a statin is considered. These are the questions that determine whether the finding matters and what to do about it.
Functional Cardiometabolic Assessment

The Randox Signature and Regenerus comprehensive blood panels provide the full cardiometabolic picture: fasting insulin, HOMA-IR, TG:HDL ratio, ApoB, hs-CRP, homocysteine, Lp(a), free T3 and T4, and liver function markers that context the lipid picture. Randox also offers advanced lipid fractionation including LDL particle analysis at their clinics. For clients already on statins, CoQ10 testing (plasma ubiquinol) is available as a standalone. The functional picture of someone with elevated cholesterol is almost always more complex and more actionable than the statin-or-no-statin binary.

The Gap Series

Introduction — Your Test Was Normal. So Why Don’t You Feel Normal? Part 1 — What Your Colonoscopy Didn’t Show Part 2 — What Your NHS Blood Test Didn’t Show Part 3 — What Symptom-Based HRT Prescribing Misses Part 4 — What Your Cholesterol Test Didn’t Tell You Part 5 — What Your Blood Pressure Reading Doesn’t Explain Part 6 — What a Normal TSH Doesn’t Mean

What is your functional picture beyond your standard tests?

The DH TDG Five-Test Programme investigates the territory that standard investigation doesn’t reach. Ask the Concierge which tests apply to your situation.

Ask the Concierge → See the TDG Programme